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Social Security Disability

• Symptoms of Autism That May Qualify for Social Security Disability in New York
• 7 Intellectual Disability Impairments That May Qualify for Social Security Disability Benefits
• How Anxiety Disorder Can Restrict Filing for Disability in New York
• 3 Ways to Prepare for Social Security Disability Hearing in New York
• 6 Steps in Filing a Social Security Disability Claim in New York

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Social Security Disability

• 5 Things Examiner Does to Evaluate Social Security Disability Claim in New York
• Social Security Disability Benefits for Intellectual Disability
• Pursuing Social Security Disability in New York for Autistic Disorders
• Seeking Social Security Disability as a Student in New York
• Filing for Disability in New York Because of Anxiety Disorders

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MetLife Study Shows Most People Unprepared for Unexpected Disability

Posted on Sep 16, 2010

September 15, 2010 - A serious illness or injury suffered by a member of your household can result in medical expenses and lost wages, reducing the average family income by more than $12,000 in the first year even with medical coverage to help.

These statistics come from a pair of MetLife studies-released in August 2010-that examined the savings and financial protections the average American family has in place should a member suffer a serious illness leading to disability.

The Financial Impact of Critical Illness study surveyed 1,002 people ages 25-55 years who had experienced a disabling critical illness between 6 months and 5 years prior to the survey. A second study, Critical Illness Awareness, surveyed 1,000 people ages 25-55 years among the general population, 508 of which were full-time employees.

In the studies, MetLife found that: 

• Out-of-pocket medical expenses cost an average of $3,000 in the first year after diagnosis.
• All participants had medical coverage, yet only 7% had critical illness insurance and 4% had cancer insurance.
• Two-thirds of the working participants said they only have about 3 months worth of savings available should a medical emergency arise.
• Only 1/3 of working men felt confident their emergency savings could handle a disabling illness or injury, and only 1/5 of working women felt the same. 

The financial burden from a disabling event, such as a sudden illness or accident resulting in serious injury, is often made worse by the prolonged inability to work. While health and critical illness insurance can help a family cope with medical bills, the extended or permanent inability to earn an income can drastically harm a family's finances. 

In the event of a permanent disability due to a critical illness or serious injury, you may be eligible for Social Security disability benefits to help with the loss of income. A New York Social Security disability lawyer can help you determine your options should you or a family member experience a disabling event.

Contacting a New York Social Security Disability Lawyer 

Before you hire a New York Social Security disability lawyer, order this free consumer's guide: 5 Mistakes to Avoid when Filing a Social Security Disability Claim, to give you an idea of the Social Security disability claims process. Contact a New York Social Security disability lawyer at Decker, Decker, Dito & Internicola to discuss your case - 1-800-976-4904.

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Decker Decker Dito & Internicola, LLP the New York Social Security Disability Law Firm.  If you have suffered an injury or illness and unable to work, contact Social Security Disability Lawyer Frank J. Dito, Jr., Esq. at 800. 976. 4904.  Mr. Dito is an experienced trial and disability lawyer who represents disabled and injured individuals and their families in getting the benefits that they deserve. Frank is the author of "A Lawyers Guide to Car Insurance", the publisher of the "New York Injury Law Blog" and he is a frequent speaker regarding the recovery of benefits and the preservation of rights resulting from accidents and work place injuries. If you or a family member has a question about disability benefits contact disability lawyer Frank J. Dito, Jr. to discuss your legal rights and how he can assist you in obtaining the benefits you deserve.

DOWNLOAD THE FREE REPORT "The 5 Mistakes to Avoid when Filing a Social Security Disability Claim" Click Here to Download the Free, No Obligation Report by Frank J. Dito, Jr.

IMPORTANT DISCLAIMER: The information contained on this website is provided for general educational purposes only, should not be relied on as legal advice and does not serve to create an attorney client relationship. In utilizing this website you acknowledge that there is no attorney client relationship between you and Frank J. Dito, Esq. and that the information contained on this site does not and cannot serve as a replacement for the competent legal advice of a licensed attorney in your state. The content of this website is subject to the Copyright of its author, Frank J. Dito, Esq.