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Blog

Personal Injury

• Firm Moves Case Out From Under Bankruptcy Stay
• Firm Settles Case on For Direct Selection of a Jury
• Driver and Pedestrians Urged to be Careful as City Expects First Snow
• City of New York Modifies 911 System for Snake Hill Road
• New York City Schools Get PCB Removal Offers from Private Firms

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News

• Police Report Shows Officer Was Speeding when Struck Pedestrian...
  Posted on 1/18/2012
• Brooklyn Woman with Broken Ankle Waits 30 Hours for Ambulance...
  Posted on 12/29/2010
• NY Insurers Argue Against No-Fault Reform...
  Posted on 6/24/2010
• NYC Police Target Motorists Who Use Cell Phones While Driving...
  Posted on 6/24/2010
• Toddler Suffers 2nd-degree Burns in Brooklyn Playground Accident...
  Posted on 6/24/2010

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Library

Personal Injury

• Injured at a Store in Staten Island, New York
• Injured While Riding a Bike in Staten Island, New York
• PCB Contamination Exposure in Staten Island, New York
• Injured in a Car Accident in Staten Island, New York
• Injured While Jogging in Staten Island, NY

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Car Insurance Coverage Basics – What You Need to Know About Your Policy

Auto insurance is difficult enough to understand, but when you throw in the fact that New York has a no-fault insurance system, things can become very confusing. Most of the time, people don’t give a whole lot of thought about their auto insurance coverage after it is purchased, until they are involved in a Staten Island car accident or sustain damage to their vehicle.

A car insurance policy is supposed to cover your loss when your vehicle is damaged or someone is injured in a car accident. There are different types of coverage included in an insurance policy, which are as follows:

1. Collision – this coverage protects you if there is physical damage to your vehicle from a New York auto accident if you were at fault.

2. Property damage liability – this coverage insures you when you cause a car accident that results in physical damage to other people’s vehicles.

3. Comprehensive – this coverage provides protection against theft or physical damage to your own vehicle from an event other than a car accident.

4. Bodily injury – in New York, you are required to carry this coverage. It will pay for other people’s injuries that resulted from a crash in which you were at fault.

5. Uninsured motorist – if you are in a car accident caused by an uninsured motorist, you can make a claim if you have this type of coverage.

6. Personal injury protection – this coverage, which is also known as PIP, covers your reasonable and necessary medical expenses and lost wages, regardless of who was at fault in a car accident.

For more information regarding New York auto insurance, request our free book, A Lawyer’s Guide to Purchasing Car Insurance. If you have been injured in a car accident in Staten Island, New York City, Brooklyn or other area in New York or New Jersey, contact Decker, Decker, Dito & Internicola at (718) 979-4300 or (800) 976-4904 for legal advice.

                                                                                                       
Frank J. Dito, Jr., Esq. a member of the "Multi-Million Dollar Advocates Forum", is an experienced trial attorney who represents injured individuals and their families. Frank is the author of "A Lawyers Guide to Car Insurance" , the publisher of the "New York Injury Law Blog" and he is a frequent speaker regarding the recovery of benefits and the preservation of rights resulting from accidents and work place injuries. If you or a family member has been injured in an accident or in the work place contact Frank J. Dito, Jr. to discuss your legal rights and how he assists clients in obtaining the benefits and compensation that they are entitled to.